Thursday, February 18, 2010
Swim Team insurance?
Our HOA is recommending that the team carry an accident and health policy with a $25,000 limit in addition to the insurance carried by the neighborhood. What do other teams do on this issue? Also do any pools require signed waivers and release forms from visiting teams? Thanks for the advice. Cris
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I am an agent with Nationwide Insurance and I have written liability and excess medical insurance for several summer teams. A combination policy that provides $1,000,000 liability coverage and $25,000 excess medical payments coverage to swimmers cost $5.62 per swimmer. If you only wanted the excess medical policy for $25,000, then the cost would be $4.50 to $5.00 per swimmer depending on the swimmers age.
Please fell free to call me if you want me to explain the policies in more detail or if you have any questions! My office # is: (919) 303-1500.
Mike Nobles
Wellsley TSA Rep
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